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4 WAYS TENANTS LOSE MONEY

Ah, the joys of renting! No property taxes, no maintenance worries, and the freedom to pack up and move when you feel like it. But let’s be real—renting isn’t always a walk in the park. Despite the perks, many tenants find themselves losing money in ways that could be totally avoided. Yep, we’re talking about those “gotcha!” moments that have you screaming, “I wish I knew this sooner!” So, sit back, grab a cup of coffee, and let’s dive into the three main ways tenants lose money. 1. Skipping the Fine Print on the Lease Imagine this—you’ve just found your dream apartment, and you’re so excited that you barely skim through the lease before signing it. Big mistake. Leases are legally binding documents, and they contain clauses that could cost you big time. For instance, your lease might have an “automatic renewal” clause that keeps you locked in for another term unless you give notice within a specific period. Fail to read this, and you might end up paying for months you didn’t intend t...

HAPPY NEW YEAR

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Two Things You Should Strongly Consider Doing After Purchasing a Home

Purchasing a home is one of life’s most exciting milestones. You’ve worked hard, saved diligently, and finally unlocked the door to a place you can call your own. But what happens after the thrill of closing day? While decorating, unpacking, and settling in often take center stage, there are two crucial steps every homeowner should take to secure their future: setting up a living trust and obtaining a term life insurance policy. Here’s why these steps matter and how they can protect both your home and your loved ones. 1. Set Up a Living Trust and Transfer Your Home Into It A living trust is a legal document that allows you to place your assets—including your home—in a trust while maintaining control of those assets during your lifetime. Once your home is in the trust, it becomes part of your estate plan and bypasses the lengthy and often expensive probate process. When you put your home into a living trust, you ensure that: Your loved ones avoid probate: Probate can be a long, str...